Financial Resilience

Financial Resilience is a financial wellbeing series during COVID-19 from DevNW. Here you can view past view past episodes. Watch live episodes every 2nd and 4th Tuesday of the month at noon here:

https://www.facebook.com/devnorthwest/video/

Interested in more videos? Check out our Financial Literacy Series!

Archives:

E46: Wildfire Recovery Program: We talk about the Wildfire Recovery Program with Asset Preservation and Recovery Manager Micole Olivas-Leyva.

E45: Community Resources: We discuss community resources, specifically resources as it pertains to housing, food and utilities.

E44: Cryptocurrency: We dive into a topic we get a lot of questions about in 2021: Bitcoin and cryptocurrencies. Are they just a fad or are they the future.

E43: Oregon Bond Loan Program: We discuss the Oregon Bond Loan Program with Homeownership Lending Manager Kym O'Hare.

E42: Oregon ABLE Savings Plan: We talk with Kaellen Hessel from the Oregon Treasury Savings Network about the Oregon ABLE Savings Plan.

E41: Finding Rentals with Barriers: We discuss rental barriers and how to overcome them with Lead Youth Housing and Health Navigator Chris Pence.

E40: Current Market Conditions: We talk about the current housing market conditions with local realtor Adrian Gonzales.

Bonus Episode: We talk about the COVID-19 mortgage relief programs offered through the Oregon Homeownership Stabilization Initiative (OHSI). The deadline to apply for those programs is March 14th.

E39: Community Land Trust Homes: We discuss Community Land Trust (CLT) Homes and talk about DevNW's current and upcoming CLT projects.

E38: Tax Time: We continue our tax preparation discussion and give some tips on what to do with your refund. We will also explore what options are available to file for free or at a low cost.

E37: Tax Time: We are joined by local CPA, Joseph Lewis to explain some common tax credits, how much you can contribute to retirement and to clarify if and how your stimulus checks are taxed.

E36: Moratoriums: We talk about student loans and the eviction/foreclosure moratorium.

E35: COVID-19 Relief Bill: We discuss the new stimulus package and what it means for us.

E34: Credit Building: We discuss different ways to build credit and how a credit builder loan works.

E33: Homeownership Counseling: We discuss homeownership counseling and where to find a HUD certified Homeownership counselor in your area.

E32: How OregonSaves Works: We'll answer some frequently asked questions about how OregonSaves helps Oregonians set money aside for retirement.

E31: FAFSA: We discuss how FAFSA works, important deadlines and what to do if your financial situation has changed after submitting your FAFSA application.

E30: Wildfire Disaster Recovery: We discuss tips regarding your FEMA application, insurance claims, insurance settlements and how DevNW can help.

E29: Holiday Spending Planning: The holidays are around the corner. Join us as we explore how to plan for the holidays now to make a dent in those New Years bills. We discuss tools , strategies and hacks to keep holiday expenses lower.

E28: Foreclosure Moratorium: We discuss the current status of the foreclosure moratorium and how it protects homeowners.

E27: Eviction Moratorium Extended: We discuss the nuts and bolts of the extended state eviction moratorium, renters' rights and legal resources to avoid eviction.

E26: Employee Payroll Tax Deferral Planning: Have you noticed your paycheck go up this month? You may have to pay it back. We discuss the payroll tax cut/deferment.

E25: Insurance and Wild Fires: We discuss questions related to renter, homeowner and car insurance during this fire season.

E24: Student Debt and Forbearance: We discuss questions related to student loans during COVID. Including how the recent executive order affects student loan repayments.

E23: DevNW Downpayment Assistance: DevNW now has downpayment assistance available for eligible first time homebuyers.

E22: Medicare and AARP Oregon: How do you enroll for Medicar during COVID-19? We discuss navigating the different Medicare plans, and information from AARP Oregon with Dr. Carlos Ramo.

E21: Saving on Food: What are some strategies for meal planning on the cheap? What are other ways to access or save on food?

E20: First Steps to Homebuying: What are the first steps to getting ready to buying a home? If COVID-19 impacted your income, can you still qualify for a loan?

E19: Prevalent Financial Scams: What are some ways we can protect ourselves before a scam happens? With Nancy Yuill at the Oregon Division of Financial Regulations, Oregon Department of Consumer and Business Services.

E18: Saving on School Expenses: We discuss questions related to planning for school expenses during COVID-19. How do you appeal your financial aid award if your family income has been impacted by COVID-19?

E17: Emergency Budget: We discuss three steps to creating an emergency budget when your income changes.

E16: Tax Questions with a CPA: How is unemployment taxed? What tax credits might I be eligible for? We discuss tax questions with local CPA, Joseph Lewis.

E15: Individual Development Accounts: How do Individual Development Accounts (IDAs) savings accounts work? We discuss this and the State of Oregon’s extensions to the eviction and foreclosure moratoriums.

E14: Retirement Account Changes: We answer question about OregonSaves and retirement account changes during COVID-19.

E13: Parent Plus Loans: We discuss resources for older adults, including questions around reverse mortgages, parent plus loans and scams.

E12: Student Loan Repayment Relief: We discuss how to make sense of student loan repayment and relief during COVID-19.

E11: Adjust Your Food Budget: What are smart & healthy ways to adjust your food budget during a financial shock? How do you access local food resources? We talk with FOOD for Lane County.

E10: Protecting, Freezing Credit: How do you protect your credit during coronavirus? When should you consider freezing your credit?

E9: Unemployment Protections: What unemployment protections do you have for returning to work if you are in an at risk population? Or if you have taking care of children at home?

E8: Principles of Financial Resiliency: We revisit financial resiliency principles and discuss to adapt during the middle of an economically challenging time.

E7: Homebuying during COVID: How do you prepare for homebuying during coronavirus? How has COVID impacted the homebuying process?

E6: Eviction Moratorium: What should you do if you cannot make rent? Local attorney Elliott Farren of Oregon Law Center joins us. What should homeowners do if the cannot pay their mortgage and when does it make sense to refinance?

E5: Money Skills for Kids: What activities and games to help your kids learn money skills while they are not in school? We’ll provide youth financial education resources.

E4: Car Insurance during COVID-19: We discuss questions on saving on car insurance during shelter-in-place, investing, and getting refunds when business don’t offer them.

E3: Bill Prioritization: How do you bill prioritization, dealing with debts during crisis? We also discuss recent changes to student loans, current scams related to COVID-19.

E2: CARES Act, Pivoting Income: We discuss the CARES Act stimulus paycheck, pivoting your income, side hustles, eviction moratorium, your questions and emerging community resources in Oregon.

E1: Pillars of Emergency Savings: We discuss pillars of emergency savings, shifting your spending planning during crisis, finding emotional headspace for money conversations, your questions and emerging resources available for Oregonians.

Pilot: Ten Financial Resilience Tips: We discuss ten financial tips to build financial resilience during COVID-19.